An update guys:
This error didn't crash my system... it's just simply annoying!

since it'll pop-up from time to time... Well, I thought it was due to a hardware conflict... so I updated my drivers (video card, motherboard), unfortunately the error still persisted.
Odd thing bout this error message is that -> I tried another MMORPG this week (RAN Online) and there I found out that I was also getting the same error message.
So I did a google search.
I first searched for the error message and found out that there are people who were also experiencing what I was experiencing; unfortunately no solutions were posted. It then occured to me... the [u]TITLE BAR![/i] It shows
msmsgs.exe Application Error! Man! I didn't see it

It was an application!

Did a google search and found resources about it.
http://www.neuber.com/taskmanager/process/msmsgs.exe.html
Some say that it's a trojan... some say it's MS Messenger... well regardless of whether it's a legit program or not... I decided to remove it

(well since I don't use MS Messenger in the first place). Besides... why the heck will it be running (sending information) whenever I play an online game?
I used the 'Run' command in Windows and entered:
RunDll32 advpack.dll,LaunchINFSection %windir%\INF\msmsgs.inf,BLC.Remove
Now I can play without the annoying error message anymore! Weee!
Warning though... if you're using MS Messenger and getting this error message... maybe you should only disable it while you play online games

instead of using the command above
