Ok, I had this in my mind for a while so I thought, why not write it? ^_^
The begin.
If you're a new player(or just starting fresh on an other server), you'll most probably want some money to begin with.
Logic. A good way to do so is, to make a "dummy" char.
-Optional-
The "Dummy".
For a "Dummy" I would reccomend a char with a glaive and the protector set. Why? Because the glaive doesnt need arrows-> less money. Also the glaive doesnt use a shield-> Less repair costs. Simple. Also the glaive does more damage over a spear, allwoing you to kill monsters faster. Thats what you want. Kill monsters fast, to get a lot of money.
Whatever you do with this char is up to you. I just reccomend to train it 'till ~lvl 10-15, whatever you feel is best.
-Optional-
Starting up.
You made yourself a new char. Now what?
Begin with the quests. Do every quest you find(If you forgot where a questgiver was, look in
this thread). As quests give you items(MP/HP herbs, equip, money, all good) you will need to expense less money. As you gain in level, you will notice you start to earn more money.
The real stuff.
Ok, so now you start some serious money. Often when you have to respot, you'll notice that you have ~5-7k(depending on your level, I think this was approx. what I earned around level

. Now here is where the storage kicks in. Everytime you have to repot, deposit ~2-3.5k in your storage.
Why?
This is going to be the money for your "real" character.
Do the same with any good drops you find, which may be usefull for your later character. If you happen to find a SoX in the meanwhile(which I doubt, but the chance's always there) sell it.
Money!
If you notice that after you have repotted, you still have money left, put that in your storage, and put more in the storage the next time you have to repot.
You may want to continue this progress of storin, repotting, leveling, etc. untill level 10-15 as I said, it's all up to you.
Your "real" character.
Now make your real character. Do whatever with him/her what you like, but dont delete your "Dummy". You may want to use this as a shop char lateron!
If you haven't made a "Dummy" you'll want to excersise the same progress described in "The Dummy" section. So each time you repot, put some money in the storage.
If you have found any items, put them in the storage.
Now, sometimes you can't play Silkroad because you will have to work, go to a party, etc. If you have put your items in the bank, take them out.
Make a "Stall day". You won't be able to play, so why not make money in the meanwhile? You'll earn it while doing other things. Simple!
Edited!
Hope you guys like it, and find it usefull. If you notice anything thats need to be changed, or see any typo's, please notify me.